Loan Categories

Lenders we work with focus on sectors overlooked by banks. We work directly with borrowers and our lenders through the entire loan process. No brokers. 

• Asset Based Loans for Companies
• Cash Flow Loans for Companies
• Bridge Loans for Commercial Real Estate
   

Asset Based Loans for Small to Middle Market Companies

• $1M to $100M 
• Senior Term Loans 6mo to 5 yrs
• Revolvers, Credit Lines and others  

REGIONS  - Primarily US; Also Canada, EU, Latin America, Australia, New Zealand

MARKET NICHE  

• Speed of funding in weeks, where banks take months 
• Fast unusual deals with a unique element pushing the timeline 
• Distressed companies, poor credit, urgent refinancing needs  
• Complexity - legal or regulatory 
• High value collateral (airplanes, water craft and others)
• Large project credit lines    
• Major acquisitions
• Specialized and later stage industries

USES - Working Capital, Growth, Buyouts, Special Situations, Acquisitions

Equipment Loans - Most equipment types; Financing to 100%; Sale leaseback 

MOST INDUSTRIES

• Industrial, Manufacturing, Energy, Mining, Processing, Distribution
• Science & Technology, Software, Telecom, Aerospace, Healthcare Tech 
• Agriculture, Food, Retail, Service, Marketing, Construction, Cannabis
• Sectors traditionally challenging to underwrite
• Specialized and out of favor industries  

Cash Flow Loans for Small to Middle Market Companies

• $500k to $10M 
• Unsecured cash flow based – no collateral
• Typically paid off in weeks or months 

REGIONS  - US Only 

MARKET NICHE  

• For opportunistic lucrative deals with a very short timeline
• Speed of funding as fast 4 days
• Historic cash flow based, no collateral 

USES

• Bridge to a pending term loan
• Fulfillment of lucrative purchase orders
• Final capital for important acquisition

MOST INDUSTRIES

• Industrial, Manufacturing, Energy, Mining, Processing, Distribution
• Science & Technology, Software, Telecom, Aerospace, Healthcare Tech 
• Agriculture, Food, Retail, Service, Marketing, Construction, Cannabis   

Bridge Loans for Commercial Real Estate

• $1M to $30M
• Terms 6mo to 24mo 
• 1st Lien Senior secured 

REGIONS  - US Only 

MARKET NICHE 

• Deals unlikely to secure a conventional loan (speed, complexity, collateral or legal issues)
• Quick closings in 2-3 weeks
• Fast deals with a unique element pushing the timeline

USES

• Bridge to a term loan
• Land loans on entitled land
• Horizontal financing on land
• Bridge loan to construction or sale
• Fast acquisitions

SECTORS

• Multi-family & condominiums
• Land loans & horizontal development 
• Office & mixed use
• Industrial & warehousing 
• Hospitality
• Retail
• Student housing
• Self-storage
• Car washes
• Assisted living
• Single family residential (groups of 4+)